Accountants for Landlords and Property Investors
Whether you rent out one flat or a growing portfolio, property tax rules keep changing. We'll match you with a local accountant who works with landlords.
How an accountant helps landlords
- Reporting your rental income and expenses on your Self Assessment return
- Making sure you claim the costs you can, from letting agent fees to repairs
- Working out finance cost relief on your mortgage interest
- Making Tax Digital quarterly updates if your rental and self-employment income is over the threshold
- Capital Gains Tax when you sell, including the 60-day reporting deadline
- Advice on owning property personally, jointly or through a limited company
Find a landlord accountant near you
Free, no obligation, and it takes about two minutes.
Mortgage interest and finance costs
If you own residential property in your own name, you can't deduct mortgage interest from your rental profit. Instead you get a tax credit at the basic rate of 20%. For higher-rate taxpayers that can mean a much bigger bill than expected, and it's one of the main reasons landlords look at holding property in a company.
Selling a rental property
When you sell a UK residential property that isn't your home and there's tax to pay, you must report the gain to HMRC and pay the Capital Gains Tax within 60 days of completion. An accountant can work out the gain, claim the costs you're allowed and file the return on time.
Landlord questions
Do I need to tell HMRC about rental income?
Yes, if your rental income is more than £1,000 a year before expenses. You'll usually need to register for Self Assessment and file a return each year.
Should I buy property through a limited company?
It can save tax for higher-rate taxpayers and growing portfolios, but there are costs, such as Stamp Duty and Capital Gains Tax if you move existing properties in, and mortgage rates are often higher. Take advice on your own numbers before deciding.
How much does a landlord accountant cost?
As a rough guide, a tax return with one or two rental properties costs from around £250 to £600. Larger portfolios, property companies and Making Tax Digital updates cost more.
Tell us what you need
Answer a few quick questions and we'll pass your enquiry to a local accountancy firm that covers your area. It's free and there's no obligation.
- Usually a reply within one working day
- One local firm, not a flood of calls
- You decide whether to go ahead
Other ways an accountant can help
Self Assessment tax returns
Get your tax return done right and on time, with every allowance and expense claimed.
Sole trader accountants
Accounts, tax returns and expenses for the self-employed, plus help with Making Tax Digital.
Limited company accountants
Year-end accounts, corporation tax, director pay planning and Companies House filings.
VAT returns
VAT registration, the right VAT scheme and quarterly returns filed through Making Tax Digital.
Making Tax Digital
Software, digital records and quarterly updates sorted for sole traders and landlords.